finances的音標是[fa??n?ns]，基本翻譯是“財政；財務；資金”。速記技巧是：在記憶單詞時，可以結合其音標進行聯想記憶，例如/fa??n?ns/，可以聯想為“財務資金”等。此外，還可以結合其詞性進行記憶，例如作為名詞時，可以聯想為“財政狀況”、“財務狀況”等。通過這些聯想和記憶技巧，可以更輕松地記住finances這個單詞。

Finances這個詞的詞源可以追溯到拉丁語“finis”，意為“結束”或“終點”，加上“ances”后綴，表示“財務”或“財政”。Finances作為名詞，意為財務狀況、財政資源或財政管理。

變化形式：在復數形式中，Finances變為finances，表示財務事項或財政資源。

相關單詞：

1. Finance - 金融：這個詞直接源自Finances，表示財務、金融行業或金融活動。

2. Budget - 預算：Bud來自于拉丁語“brevi”，意為“簡短的”，而“graph”表示記錄或描述。Budget一詞表示財務預算，是規劃和管理財務的重要工具。

3. Overdraft - 透支：這個詞由over（超過）和draft（提款）組成，表示超過存款余額的借款。

4. Loan - 貸款：這個詞來自拉丁語“laus”，意為“祝福”或“禮物”。Loan表示向某人提供的貸款。

5. Revenue - 收入：這個詞直接源自拉丁語“redire”，意為“引導”或“收歸己有”。Revenue表示財務收入或收益。

6. Expense - 支出：這個詞由ex（出）和pense（費用）組成，表示花費或支出。

7. Income - 收益：這個詞由in（進入）和come（來）組成，表示進入或獲得的收益。

8. Debt - 債務：這個詞直接源自拉丁語“debere”，意為“欠債”或“負債”。

9. Profit - 利潤：這個詞由pro（在……前）和fit（合適）組成，表示超出成本的收益。

10. Capital - 資本：這個詞由capere（抓取）和talon（錢）組成，表示用于投資或經營的原始資金。

常用短語：

1. financial aid 財政援助

2. financial crisis 財政危機

3. financial management 財務管理

4. financial report 財務報告

5. financial statement 財務報表

6. budget deficit 預算赤字

7. cash flow 現金流

例句：

1. The company received financial aid from the government to help with its cash flow problems.

2. The company"s financial report showed a significant increase in profits.

3. The budget deficit has caused the company to cut back on expenses.

4. The company"s financial management team is working hard to improve its cash flow.

5. The CEO is responsible for managing the company"s financial resources effectively.

6. The company"s cash flow is critical to its ability to stay in business.

7. The company"s financial situation is constantly under review to ensure its long-term viability.

英文小作文：

Managing finances is crucial for any business, as it determines a company"s ability to grow and prosper. It involves ensuring that the company has sufficient cash flow to meet its operational needs, while also managing its financial resources effectively to avoid unnecessary expenses and maximize profits.

One of the key responsibilities of a financial manager is to prepare and review financial reports that provide insight into a company"s performance and financial status. These reports help decision makers understand the company"s financial health and identify areas for improvement.

Budgeting is also essential for managing finances, as it involves setting financial targets and planning resources to achieve those targets. It helps companies avoid financial crisis and ensure that they have a clear plan for growth and expansion.

Finally, it is important to monitor a company"s cash flow regularly to ensure that it is able to meet its short-term financial obligations and plan for the future. Managing cash flow effectively can help a company avoid cash flow problems and maintain its financial stability.